Knecht offers an in-house credit program specialized for your business or personal needs. We have the capacity to extend you credit for your project large or small, and for many, this helps with their job account tracking along with the ability to have those designated pick up supplies or have us deliver goods and services without having to make prior arrangements to be there. We also take most major credit cards. See a store associate near you for details. To apply for a commercial charge account:

  1. Download the commercial credit application or personal credit application
  2. Print
  3. Fill it out
  4. Fax Attention Credit Manager, Carl Hellekson: 605-342-7079 or 605-348-4449

This may take a few minutes to open and download depending on your Internet connection. Credit applications not filled out in their entirety will not be considered. Thank you for your interest. We will get back to you as soon as possible.

A/R Policy

  1. Customer agrees that if an account is established, all goods and services charged in one month’s billing cycle are due in full by the 10th of the following month, unless prior arrangements have been made and extended by the Credit Department at time of purchase.
  2. Credit limits to be established (if approved) at time of account set-up, with provisions made to have credit limit reviewed if/as requested and/or if necessary.
  3. A late charge will be applied to all overdue accounts as follows: 2% per month (24% APR) IN South Dakota, 1.5% per month (18% APR) IN Montana and 1.65% per month (19.8% APR) IN Wyoming. All late charges will be assessed from the last day of the month within the billing cycle.

We provide in-house accounts with monthly terms and approved credit (special consideration for builders or larger projects available upon request). Once the credit research has been completed, accounts are set up in our system, and charges are allowed to a credit limit. All charges made in one month’s billing cycle are due in full by the 10th of the following month, unless arranged and extended by the Credit Department at the time of purchase. Any unpaid balance will impose a finance charge, based on the periodic rate of 2% which corresponds to an annual percentage rate of 24%.